What Should I Do If My Car Insurance Company Denies My Claim?

Out of nowhere a car slams into yours at a stoplight. The “at-fault” driver quickly admits blame, but he doesn’t have adequate insurance coverage to pay your bills. Yet when you contact your own insurance company to help pay for damages and injuries, your claim is inexplicably denied. Sound familiar?

Insurance companies have tactics designed to reduce the amount of compensation they pay policyholders and injured drivers. They may even resort to unfairly denying your claim in the hopes that you will take this as a final decision. They may claim that you do not have adequate coverage or that since you accepted money from the “at-fault” driver, then you are not eligible to file a claim with your own UIM policy. When this occurs, it is important to seek legal counsel immediately.

At the Phillips Law Firm, we know that insurance companies don’t have their policyholder’s best interest in mind. While they promise “peace of mind” and that they are “on your side”, nothing is farther from the truth. What is most important to know is that your insurance company’s denial of a claim is NOT the final word. You have many legal options and an experienced personal injury lawyer can help you understand the pros and cons of each of those options.

One of the first things your injury attorney will do is determine why the insurance company is denying your claim. Your attorney will review your accident closely and introduce new evidence to the insurance company that they may have overlooked when denying your claim. Oftentimes, insurance adjusters do not understand the legal meanings and ramifications of your policy language. Your attorney can help them understand your policy better and how you are legally entitled to coverage.

If even after further evidence and law is presented, your insurance company still denies your claim, you may need to file a lawsuit against the insurance company. After a lawsuit is filed, your attorney will begin preparation for litigation in a court of law.

Call or text (800) 708-6000 or complete a Free Case Evaluation form

Remember, just because your insurance company denies your claim, does not mean you are not covered. Insurance companies often engage in devious and deceptive practices and are in the habit of denying coverage to limit their liabilities. An experienced Seattle attorney won’t let the insurance company take advantage of you.

Contact Seattle Car Accident Lawsuit Attorneys

For a free legal consultation, call
(800) 708-6000

If your insurance company has unfairly denied your injury claim, an experienced Seattle car accident attorney at Phillips Law Firm can help. If you are interested in learning more about your legal options, call us at 1-800-708-6000. Our Seattle personal injury lawsuit attorneys are waiting to assist you 24/7, offering a free case evaluation. Remember our no fee promise. If we do not recover anything for you, you do not owe us an attorney fee.

The personal injury lawyers at Phillips Law Firm have successfully represented injured individuals and their families in Seattle, Tacoma, Vancouver, Bellevue, Everett, Kent, Auburn, Renton, Federal Way, Bellingham, Marysville, Lakewood, Redmond, Shoreline, and throughout the State of Washington. 

Real People. Real Justice. (800) 708-6000