According to 2011 statistics, 16% of Washington State drivers are currently driving without insurance. If you have been involved in an accident with an uninsured or under-insured driver, you may have many questions.
Who will pay for my medical expenses? How will I get my car repaired? What will I do about all this work time I missed?
Without realizing it, many accident victims begin paying expenses out of pocket. They are often unaware that there are ways to obtain compensation for their injuries and for any damages that have occurred. An experienced personal injury lawyer can help you sort through all of your legal options after an accident with an uninsured or underinsured driver.
If the negligent driver has no insurance, it will be difficult to obtain the compensation you need to pay medical expenses, lost wages, and property damages. As such, you will have to turn to your own automobile insurance policy for help.
- Personal Injury Protection: If your insurance policy has a PIP provision, it may cover the costs of your accident up to your own policy’s limits.
- Uninsured and Underinsured Motorist Coverage: If you have Um/UIM coverage on your policy, this will compensate you for out of pocket expenses that you have paid.
- Collision Policies: This type of insurance will cover the cost of your vehicle’s repair and sometimes the replacement of your car.
Yet even when you have the necessary coverage, insurance companies are reluctant to pay expenses. They may delay or deny a claim—or they may try to minimize your payments and offer you lowest amount. To ensure that this does not happen, it is important to contact an experienced auto accident lawyer immediately after you are injured in an accident with an uninsured or underinsured driver.
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If an uninsured driver injures you or someone you love, an experienced Seattle car accident attorney at Phillips Law Firm can help. If you are interested in learning more about your legal options, call us at 1-800-708-6000. Our Seattle personal injury lawsuit attorneys are waiting to assist you 24/7, offering a free case evaluation. Remember our no fee promise. If we do not recover anything for you, you do not owe us an attorney fee.
The personal injury lawyers at Phillips Law Firm have successfully represented injured individuals and their families in Seattle, Tacoma, Vancouver, Bellevue, Everett, Kent, Auburn, Renton, Federal Way, Bellingham, Marysville, Lakewood, Redmond, Shoreline, and throughout the State of Washington.
Real People. Real Justice. (800) 708-6000
