The American Association for Justice ranked State Farm insurance company as the 4th worst insurance company in America, based on their history of denying, delaying, and fighting valid claims. In addition, State Farm pays their clients less than the full value on claims and often offers their policyholders low-ball settlements that inadequately cover their injuries. When CNN did an 18-month investigation into State Farm’s delay and deny tactics, they found that State Farm often used a harsh “take it or leave it” approach to accident victims—especially those with less serious injuries, such as whiplash or soft tissue injuries.
“Like a good neighbor” may be their slogan, but investigations have proven otherwise. State Farm, like many insurance companies, is in business to make a profit and have perfected their policy of minimizing payouts on accident claims. This is particularly distressing for injured State Farm clients who need money to pay for medical bills, rehabilitation, and lost wages. Delaying on claims and offering injured victims low settlements is the way they maximize their profits, and they often rely on the inexperience of Seattle accident victims to accomplish this.
Ways to Beat the Insurance Companies and Maximize your Payout
There are ways to ensure that you are adequately compensated after a Seattle car accident. The main way is to avoid speaking with insurance company representatives until you have spoken to an experienced Seattle personal injury attorney. Insurance company adjusters are trained to ask questions that trick policyholders into admitting fault. An experienced Seattle personal injury attorney can ensure that you do not fall victim to these tricks.
Accident victims who obtain legal representation are usually offered a much higher settlement than those victims without an attorney on their side. As such it is critical that you speak to an experienced Seattle personal injury attorney immediately following your car accident.
At Phillips Law Firm, our Seattle car accident lawyers know how to handle insurance company representatives and we will obtain the maximum compensation for your injuries. If you have been injured in a car accident in Seattle, Bellevue, Everett, Tacoma, or throughout the State of Washington, call us today for a free case evaluation at 1-800-708-6000. At Phillips Law Firm, we spend one-on-one time with our clients throughout the entire legal process. You will never be just a case number to us, and we work diligently to accomplish incredible results for all of our clients. We represent real people with real problems and our door is always open 24/7.
